Life has been on the edge...should I say extremes once again...
Work is killing me...making me spend so many hours...two Mondays ago I was forced to be at the office for 22 hours! So...do the math, and think how long do you think will it let me to recover the sleep I'm missing...when the days after that...were like 10-12 hours at work! Pffft!
Add to that other personal issues that need some sorting...and well, on a happy note, everything is going well now. I do get some minor bumps once in awhile but things are getting way better!
This post will really be a mixed nuts...with 2 posts dedicated to Fun Monday...yup, I signed up for last week and well, did not make it to hit publish button because of some urgent things at work...which asked me to get there like 3-4 hours earlier than usual!
Jo, my apologies, but well, better late than never!
Jo of Chocolate and Other Things was so sweet to host last week's Fun Monday! And guess what, her topic for this week? It's ALL about our Mom and/or Grandma! Isn't it nice to make one post for that great woman whom we all look up to?!
Okay, this one was supposed to be posted last week, but something came while I was making this post...so it took me another week to open my blog. /SIGH
Below is a photo of me and my Mom...this was take 2007, and was posted originally HERE. That's the photo I can grab last minute... ;)
Though unmotivated to blog for weeks now, Jo, made my fingers type today...because if anything that is about Mom, I'm on it! ALWAYS!

And since this post is quite late, yes, a week late, i'm just linking up to this POST. Because that is what my Mom to me, my super hero!
Now, for this week.s Fun Monday, our host is no other than the lovely Sayre Smiles! And her challenge this week is --
What are you and your family doing to deal with the current economic situation on a personal level? Obama's got a plan for the nation, but how do you/will you deal with your own economic stress?
This is quite interesting! I'm not from the US, but no one is immune from economic downturns...and well, my country? We are always on the downturn...ok, make that most of the time!
Though most people look at me and would say on of the many things I'm good at it spending...on the other hand, I deserve an award for holding off my spending since last quarter of 2008.
I, and IT Guy (since we share most of our finances...and yes, we're getting married!) have done the following;
♥ We have successfully lowered our communication expense. For example, I used to spend Php 5-6k minimum on my cellphone bills...so that is excluding my land line bills. I have lowered it drastically...and it is giving me so much savings!
So how? Well, if there is a land line I use the land line...and I opt to text him now than do an out right call to ask if he gets my texts! I know I'm crazy...LOL
♥ Less shopping for me. I am now planning more my purchase of shoes and clothes...so rather than shopping by impulse, it is now shopping by needs...and to be honest, I don't need much because I don't even get to wear some of the newly purchased clothes.
♥ We have also saved on fuel since we are using the old car most of the time...and it is run by diesel...which is way cheaper!
♥ We have slowly cut our spending on dining out...though I have to admit the past 2 weeks were just different..yet, we needed to spend more time together...because our work has been burning us out!
♥ IT Guy installed a financial manager software and I have to tell you, it is really helping us a lot! It allows us to put in all income versus expenditures...the fixed, the recurring and the variables. I have to say...it is unplanned spending that always kill our budgets...because before we know it, money is gone...and we can't really trace it back. We started using the software December last year and I would say, it is really giving us more savings now.
♥ Ah, also, most of our other incomes and allowances at work that are given to us through checks...automatically goes to our checking accounts...and once the money is there, it stays there...to cover recurring bills and become savings ultimately...because if we encash it, it does not get to stay long in our wallets!
♥ We are also forcing ourselves to go into long term investment. So our other savings we put into that...plus, we allocate a certain percentage of our earnings to go into that. So in case, we screwed up our savings today...we still have something in the years to come.
♥ Lastly, we take good care of ourselves! Because we can't afford to be sick in times like this...
* Not really an option to all, but I'm getting extra sources of income. :)
Please visit Sayre Smiles for more meaningful tips! ;)
There...hope I did not kill with you my 2 posts up there...and if you are still alive to this part, I hope you find the time to scroll down and read below.
I got it from an email....













Maybe that person wants a kiss from you, too







Maybe they need it more than you do. And if you don’t ask for it today,







I'd like to thank anyone who emailed and wish me well! I'm fine...and I have temporarily put down my HNT...so no invite for people because the site is like dead for now...I hope to be back with HNT by next month!
Thanks to Sage and Autumn for all...and also to Vixen!
I wish everyone a FUN Monday!!!